Buying a home is very intensive process that requires a very long term financial commitment (unless your are one of a very few people who have enough cash upfront to secure a shorter term mortgage, or to buy cash). When you are ready to buy a home, Gallery Realty will be ready to help you every step of the way through the buying process.
When you decide to buy a house, you should have and idea of the geographic area where you would like to live. You should consider factors as needed, such as:
1. number bedrooms, number of bathrooms
2. proximity to businesses and shopping centers
3. Proximity and quality of schools and daycare centers (if you have children)
4 proximity to public transportation and mass transit
If you hire us to be your agent, we will work with your budget in mind. We will first contact one of our loan officers to qualify you financially. This way we make sure that the homes that we find for you are all within your budget.
When you decide on a home we will help make an offer that is advantageous to you, but is not so unreasonable that the seller will decline. Once your offer is accepted and ratified, we will prepare the loan application and submit it to the bank selected by you. We will help you during this process so that you select a bank with the most attractive interest rates.
Gallery Realty will be at your side up to the moment when your loan is approved and you go to the closing stage.
Our commitment to you does not end when you get the keys to your new home. We will always be available to advice you on how to protect your investment. When you hired Gallery Realty to represent you in the buying or renting of a property you became part of our extended family.